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Independent mortgage brokers are sales people trying to marry a customer to a mortgage provider. They are paid a fee by the mortgage provider for steering clients to the lender, setting them apart.
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Mortgage brokers work on commission, which are paid by you, by the lender, or by both you and the lender. If you work with a mortgage broker, the industry norm is for them to charge you an origination fee equal to 1 percent of the loan amount.
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